DRAFT: have an attorney review before launch.
Legal
Privacy Policy
Last updated: [DATE]
Who we are
This Privacy Policy explains how [LEGAL ENTITY NAME] ("we", "us"), which operates Investing Mastery Signals, collects and uses personal information. Contact: [EMAIL], [ADDRESS].
What we collect
- Contact form: your name, email address and message.
- Membership: your name, email address and membership status. Payments are handled by [PAYMENT PROCESSOR]; we do not store full card details.
- Member platforms: your username on [DISCORD/TELEGRAM/EMAIL PROVIDER] if you join our member channel.
- Usage data: basic technical information such as pages visited, browser type and approximate location, collected through [ANALYTICS PROVIDER, or "no analytics" if none].
We do not ask for, and you should not send us, account numbers, passwords or other sensitive financial details.
How we use it
- To provide and manage your membership and access.
- To reply to messages you send us.
- To send service messages, such as billing notices and changes to our terms.
- To send research updates or marketing, only where you have agreed or where the law allows, with an unsubscribe link in every message.
- To keep the Service secure and to understand how it is used.
Legal bases
Where data protection laws such as the GDPR apply, we rely on: performing our contract with you; our legitimate interests in running and improving the Service; your consent (for example, for marketing); and compliance with legal obligations. [CONFIRM WITH ATTORNEY]
Sharing
We do not sell your personal information. We share it only with service providers that help us run the Service (for example hosting, payments, email and analytics), under contracts that limit their use of it, or when required by law. Current providers: [LIST PROVIDERS].
Cookies
We use cookies and similar technologies that are needed for the site to work and, where applicable, for analytics. [DESCRIBE COOKIES AND ANY CONSENT BANNER.]
How long we keep it
We keep personal information only as long as needed for the purposes above, including legal, tax and accounting requirements. [RETENTION PERIODS]
Your rights
Depending on where you live, you may have the right to access, correct, delete or export your personal information, to object to or restrict certain uses, and to withdraw consent. California residents may have additional rights under the CCPA/CPRA. To make a request, email [EMAIL]. You may also complain to your local data protection authority.
Children
The Service is for adults 18 and over. We do not knowingly collect information from anyone under 18.
Security
We use reasonable safeguards to protect personal information, but no method of transmission or storage is completely secure.
International transfers
Your information may be processed in countries other than your own, including [COUNTRIES]. Where required, we use appropriate safeguards for these transfers.
Changes
We may update this policy. We will post the new version here with a new "last updated" date and, if changes are significant, notify members.